If you are facing significant costs for medical care, or don’t have health insurance, here’s some great news. I want to show you how to save a lot of money on medical costs. I did, and I want to show you exactly how I did it.
One of the biggest fears many people have as they get older is the possibility of developing Alzheimer’s or some other dementia. Alzheimer’s disease is the sixth leading cause of death in this country. One in 3 seniors die with Alzheimer’s or some other dementia. Direct costs of Alzheimer’s disease in the United States will top $203 billion this year.
But these numbers don’t really touch on the personal cost of dementia. Many of both the patients and family members affected feel like Alzheimer’s steals what should be some of the most meaningful years of one’s life. Family members put careers on hold. Financial savings are wiped out. And the physical and emotional toll of caregiving becomes overwhelming.
One of the most common question I hear from most patients is, “Does my insurance cover this?” But why should some group of number crunchers on the other side of the country decide what happens between me and the woman sitting in front of me? It’s just wrong!
It’s a very different experience for me and my patient when there is no middle-man.
As an OB-Gyn physician I come face-to-face with the ethical edges of medical care perhaps more often than most.
Here are some principles I take seriously, and use when faced with challenging ethical decisions.
When can you ever put stress, time, and money aside? Medical care does not exist in a vacuum. There are times when a serious illness demands something be done right now – sometimes something intense and expensive. But there are many more situations where there are choices involved. And I believe those choices are available many more times than most people realize.
One would think that legislators couldn’t come up with any more laws regulating anything else. Until they do!
Everything we do, every activity we touch, has laws controlling it.
Those laws, rules, and regulations we’ve become accustomed to. But then we get to some laws that are truly pushing the edge of sanity.
I’m frustrated – in case you couldn’t tell from the title.
Our country has the best scientific innovation in the world. The rapid explosion of knowledge in genetics, pharmacology, bio-medical engineering – just to name a few – are enough to make anyone’s head spin.
And yet we aren’t living much longer. We aren’t living any healthier. And we spend about twice as much on healthcare per person as our friends in any other country.
I believe our country is rapidly moving toward a two-tier system in healthcare.
The young man who drove me to the airport this afternoon was like a breath of fresh air. We shared a wonderful conversation about life, culture, the upcoming elections, and personal responsibility, and it made me think.
Arturo moved to this country from Mexico not that long ago, legally. He’s working very hard here – legally. He’s married, not yet with any children. “We’re planning to wait until we have a little more money before having children.” I’m already becoming impressed.
The United States has the dubious distinction of spending more money on health care for every man, woman, and child than any other country in the world. Just check the graph at the right.
And yet we are far from being the healthiest.
Why is it so expensive? We want to be healthy, but our spending doesn’t seem to be getting us there. Some of the major factors driving costs are:
President Obama stirred up some strong controversy last Friday when he stated in one of his speeches, “If you’ve got a business, you didn’t build that. Somebody else made that happen.” While the politics of that statement have occupied a great deal of the airwaves over the past few days, I have a different take on this controversy. What about your health? Who is responsible for your health or the lack thereof?